HOLD THE PHONE!!! It looks like it's 'restoring apps and data' as I type! 78% so far...
YESSSSSSS! All apps back with the progress that I had before I did the wipe! W0W, cool!
Thanks so much for the help Jay & bjs! Thanks for hangin' in there with me and all the hand holding, I was a little discouraged for a while there. At this rate I might even try unlocking/rooting my N4. Thumbs up for sure!
rockin' radio